Financial Advisor David Osio Reaffirms his Commitment to Philanthropy

Success in the business world is never easy, but investment advisor and banker David Osio believes in the power of giving back. For over twenty years, Osio has been a committed philanthropist, supporting organizations and projects in culture, the arts, and health care. In addition, the entrepreneur is a longtime supporter of the Miami Symphony Orchestra, having served on the board of the organization for years. He also supports the Children’s Orthopedic Foundation and their charity events.

He has also provided financial support to a number of other non-profits, such as the Wayuu Taya Foundation, an NGO which has been devoted to improving the lives of indigenous peoples in Latin America for years. He is also a proud supporter of the UMA Foundation, which seeks to foster inter-cultural understanding through music. Also dear to Osio’s heart is the FUNDANA Foundation, a Venezuelan organization of childcare and child welfare professions who work to protect children from abuse.

Osio has also been an avid supporter of the Saludarte Foundation of Art, based in Miami, Florida. Saludarte’s aim is to create positive social change through artistic expression. Its mission is to sponsor public performances, art exhibitions, and classroom programs that emphasize the transformational power of art and culture.

David Osio has long believed that the private sector has a responsibility to make society better through philanthropy. The founder and CEO of Davos Financial Group, an international group of companies that advise individuals and firms on complex investments, Osio has worked in international finance since 1993. Osio graduated with a law degree from Andres Bello Catholic University in Caracas, Venezuela, and practiced law for several years before becoming vice president of commercial banking for Banco Latino International. He also holds a graduate degree from the Institute of Higher Administration Studies (IESA) in Caracas. His firm, with offices in Geneva, Lisbon, New York, Miami and Panama City, specializes in bespoke and confidential service.

Use the Senior Care Directory to Find Comparable ALFs to The Manse on Marsh


Finding the right assisted living facility doesn’t have to be overwhelming and confusing. A reputable ALF, such as The Manse on Marsh, is a community with a proven track record and public awards that show they are a caring and service-oriented facility that you or your loved one will be proud to call Home.


The Senior Care Directory is a nationwide service that offers ratings on senior care facilities across the country. They offer awards that rate the facility called “Caring Star Awards,” and in 2016, The Manse on Marsh was the winner of this prestigious award.


The Manse on Marsh is located in San Luis Obispo, CA, and this incredible ALF has won the award two years in a row with an overall average of five stars throughout the year. They attribute their phenomenal success to their team of compassionate and skilled staff.


Chris Skiff is the local owner of The Manse, which he has managed for over 15 years. He has worked with 20 other senior care homes in his past, which gives him first-rate experience, and he directs a dedicated team in caring for the residents.


The Manse also includes a unique nationwide service plan that is over and above many ALFs, and they provide top-of-the-line exceptional amenities. The condos, townhouses, and single-family dwellings create a perfect community for seniors looking for a comfortable place to call home.


Assisted Living Facilities


Assisted living facilities vary with the facility, so you will want to look for a stellar community like The Manse from the directory. Some senior home care facilities are located with a nursing home for added medical care or the ALF may be independent with a hospital or other medical facility close by.


General services include basic meals, medical assistance, grooming, home care, and some offer events and scheduled shopping trips for the residents.


As you investigate independent or assisted care facilities for seniors, do your homework first, and check the ratings in the Senior Care Directory.

Affordable Stock-Based Loans for Investors

Equities First Holdings is a very popular full service and private institution that offers alternative loans to consumers in different parts of the globe. The international company only specializes in securities based lending option to investors who are looking to raise capital fast. Equities First Holdings is headquartered in Indiana, and it recently opened branches in different parts of the world. Al Christy started the company, and he has served as its CEO since then. Under his leadership, Equities First Holdings has been very successful.


Equities First Holdings is recognized for its straight forward process. Clients visiting the company can gain fast access to very low and constant interest rates by using stocks that have been traded as collateral. Since it was founded in the year 2002, Equities First Holdings has managed to complete around seven hundred thousand transactions.


Equities First Holdings has discovered that most of the consumers in the recent times have very few alternatives when looking for loans to increase their operating capital. The company recently released a report explaining how most of the consumers were straining whenever they wanted to get loans.


The standards loans are no longer available to most of the investors. According to Equities First Holdings, most of the lending firms in the world ask for many qualifications, and the interest rates are extremely high. The interest rates are also prone to change whenever the economic climate changes. Most investors have ended being frustrated because they cannot access the important loans. Individuals who get the loans are forced to pay extremely high rates, and this makes it impossible to make profits in business.


Equities First Holdings is changing the lives of investors by offering affordable stock-based loan to the investors. The company has noted that more people are going for the stock-based loans because of the low-interest rates. Moreover, the interest rates are constant, and the investors can access them very fast.

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Malini Saba: A Woman With A Mission

Malini Saba is undoubtedly one of the most successful women in the world of business. Born in the southern part of Asia, her dreams and aspirations led her to have international respect and recognition in the business and professional sector. Infact, Saba began her career as an international investor, investing in territories all over. While her first business attempt was unsuccessful due to corruption in the area, she pressed on. Fighting against corruption and for her place in the business world, she relocated and re-established herself. Today, Saba is the owner of several global resource providers, and the founder of a global philanthropic organization.


At 19, she moved to the United States alone, with only $200 to her name, and dreams as big as her imagination would allow. After she met her husband, they rented a small apartment near Stanford University-where her now ex-husband attend school. Through his enrollment, Saba was able to participate in free courses and lectures. The young business minded Malini saw this as a great opportunity to gain more knowledge on business and investing.


Armed with the knowledge retained at lectures, she began to step outside of the box. She made it a point to attend gatherings that would likely attract investment bankers, brokers and business professionals. Her professional demeanor, charm and education worked in her favor, as she was able to probe the minds of some of the most successful financiers in the business. With their advice, and money she had saved over the years, Saba began making investments of her own. To date, she has investments in several telecommunications and real estate firms, and over 20 technology companies.


Aside from her accomplishments in the world of business, Saba is deeply committed to giving back. In 2001, she founded “Stree:Global Investments In Women“. Stree is a non-profit with a goal of improving the quality of life for low income women and families. Through education, better health care and support of the community, Saba hopes to help improve self-esteem and empower women all over, who struggle to make ends meet. She has also donated $1 million to help establish the first Heart Research center for people of South Asian descent. Saba is a true inspiration to women all over, that no matter how difficult the road to success may be, you will make it.

Livio Bisterzo Revolutionizes Snacking World With Organic Hippeas


For those who are seeking a tasty organic snack that is full of nutrition and flavor, look no further than the gluten-free chickpeas from Hippeas. Hippeas is the brainchild of Livio Bisterzo, the CEO of Green Park Holdings.

Hippeas Uses Marketing to Appeal to Millennials

Hippeas, which is pronounced like “hippies”, has built their brand, packaging, flavors, and recipes with millennials in mind. The company’s website is slickly designed, bright, and features a range of graphics that are reminiscent of the hippie lifestyle that is appreciated by the young people of today.

As for the product, Hippeas’s current line-up of organic chickpeas is gluten-free and vegan-friendly. The company’s chickpeas also have over 3 grams of fiber and 4 grams of protein per 1 ounce serving, so they are a great option for people who are seeking a nutrient-rich afternoon pick-me-up. Similarly, all of the chickpeas in Hippeas’s current line-up are kosher, and do not contain MSG or any genetically modified ingredients.

As for flavors, Hippeas currently has several different options available at many organic grocers and specialty food shops around the United States and Europe.

Livio Bisterzo is an Italian entrepreneur who is currently based in Los Angeles, California. Bisterzo spent the past 15 years working for companies like Maddox Club, Kyoku for Men, Pollen Street, and Little Miracles, in positions ranging from marketing and business development.

In 2015, Bisterzo decided to found Green Park Holdings, a snack company that is focused on creating organic food options that both nourish the body and please the palate.

Bisterzo believes that Hippeas is representative of his vision for healthier snacks. In a recent interview, the Hippeas headman told a reporter that he believes his company’s organic chickpeas are a timely, culturally relevant product. Chickpeas are more popular than ever, Bisterzo explained, and he believes that his company’s commitment to creating a range of trendy flavors should make this snack a go-to for young professionals and college students alike.

Hippeas Makes Debut at Starbucks

Two of Hippeas’s most popular flavors, Far Out Fajita and Vegan White Cheddar, are now available at the coffee chain. Carolyn Chinn, a merchandising representative at Starbucks, mentioned last month in a press release that she loves the fact that Hippeas is providing a vegan, organic-free snack option for people who want to eat while they sip their coffee.

Michael Zomber Is Both An Investor And Collector Of Rare Guns


Michael Zomber is an active collector of rare and antique guns as well as investor. He’s achieved a level of success that he can be proud of since his days of schooling, which he always dedicated his all to. During his time attending college at the University of Illinois, he even managed to complete a double major in both English and Psychology. Michael Zomber liked to challenge himself and his abilities, and he always wanted to lay down a strong foundation to get him into a good career. This is why he went on and earned an even higher education with his Master’s degree in English Literature at UCLA.

Michael Zomber spent time contemplating what it is he actually wanted to do with his education, having spent so much time and hard work on it. His story is more involved than that however, since he found his passion during a road trip with one of his buddies. His friend took him out to a gun show one day, where Michael Zomber quickly realized he had an interest in the antique guns he found there. He knew then he would want to collect these, and it wasn’t long before he did find some of his very own. He ended up spending a lot of time learning more about the antiques so he could become a smart investor for them, while at the same time keeping the a collecting hobby of his.

Michael’s collection of antique guns kept growing over the years, and as it did so did others people’s interest. His guns are not only part of his collection and a hobby, but they are also investments that he will use in time, since their value continues to increase every year. Though there are a few he will always keep, the majority will end up being sold for profits after sitting behind closed doors for a few years. As long as he is successful in his endeavors, Michael has no plans to stop mixing his hobby with his work.  To get an picture of Michael Zomber the author, be sure to check out his books on Barnes & Noble, and his Amazon collection of novels.

Sam Tabar Helps The Rest of Us To Invest

Sam Tabar says that no one should look back on their life years from now and have the regret that they didn’t start investing. Everyone should start investing today according to him. No matter what path you take to investing it is necessary that you start ASAP and also that you have a well diversified portfolio. When you are just getting your start in the world of investing you can get fascinated by a hot stock and put all your cash into it. This is not wise because all good things must come to an end and all hot stocks come back down to earth at some point. Don’t get carried away.

Sam Tabar also says that social entrepreneurship is on the rise and for some it may be the best way to start investing. Social entrepreneurship is when you give your money to a worthy company that needs funds to operate in exchange for part of their profits. There are many worthy small businesses out there who need a helping hand. It also allows you to have a personal relationship with the business owners. Sam Tabar has used this model of investment before when he formed a relationship with the company THINX.  For every pair of underwear that THINX sells some of the proceeds are donated to a company that provides sanitary goods to young women living in Africa.

From Twitter, it’s clear that Sam Tabar is not a fan of commodity trading because he feels it represents a great risk for new investors. There is a much higher degree of volatility within the commodities market that does not exist in traditional areas of investing like mutual funds and the stock market. Commodities trading takes much more research and furthermore, it is common to absorb substantial short term losses before you can pull ahead in commodities.

Hedge Fund Manager Kyle Bass Believes China’s Corporate Bond Market Is In Trouble


China is struggling, but the rest of the world doesn’t know it. The second largest economy in the world is in a free fall, and the Chinese government is spending billions of dollars to stop it. The corporate bond market in China contracted in the second quarter of 2016, and missed payments are becoming the norm.  Kyle Bass, the hedge fund genius that bet the subprime mortgage industry was going to collapse in 2008, and the Greeks would default on their debt, is betting that the Chinese are in over their heads, and a devaluation is all but certain.



Bass bases his opinion about China’s economy on the fact that 17 publicly traded Chinese bonds defaulted in 2016, and more than 188 companies have delayed debt sales since the end of the first quarter of 2016. Bass isn’t the only hedge fund giant that is betting against China. George Soros and other high-profile managers are doing the same thing.



But Kyle Bass is leading the charge in the press. Mr. Bass isn’t afraid to talk about his bet against China because he sees signs that he’s right, and the Dallas investor likes to be right. Bass said the Chinese banks will lose more money than the U.S. banks lost in 2008, and the yuan, China’s currency, will be devalued by more than 30 percent. Those predictions are tall Texas words, but Kyle Bass likes to use language like that. He threw four of his hedge fund colleagues under the bus when Argentina defaulted on their debt bonds. The president of Argentina defaulted on $12 billion in debt bonds, and Bass said the hedge funds deserved to lose. When GM was caught installing faulty airbags in some of their models, Bass took GM’s side, and he berated the victims because his company, Hayman Advisors, was the largest stockholder at the time.



The list of Kyle Bass missteps is as longer than the zeros in his net worth, but he keeps on talking and betting against the system. The last two years haven’t been kind to Mr. Bass, but he still has enough money to be considered one of the elite in the financial industry in spite of his questionable actions.


Wikipedia Editors: Wikipedia Made Easier

A recent study published in Management Science evaluated the effect of Wikipedia’s open forum and how it contributes to the productivity and growth of Wikipedia articles. Overall,researchers, Stephan Seiler and Aleksi Aaltonen, found that the rapid growth of Wikipedia articles was in large part due to the number of Wikipedia edits. According Seiler and Aaltonen, this “cumulative growth effect” was responsible for nearly half the increase in content between 2002 and 2010, moreover, they found that the quantity and length of articles weren’t the only thing that increased; the quality of the articles did as well. Researchers found that the more an article was edited, the more it would attract other Wikipedia editors to revise the same article. More edits would also lead to more high-qaulity Wikipedia edits that would contribute to the growth of an article. In short, if you want your page to grow, editing Wikipedia is a great way to trigger further contributions to your page.

Why would you want your Wikipedia page to grow? Well, if you’re looking to expand your business or brand, then Wikipedia is a great resource. For one, Wikipedia has great Search Engine Optimization(SEO). Wikipedia usually appears in the first five spots of a Google search, so it’s a great way to enhance exposure for your business or brand online. Additionally, creating a Wikipedia page can add prestige and a level authenticity to your brand or business, which can significantly improve your business’ reputation and sales.

Before you make a Wikipedia page, however, users must follow the Wikipedia writing guidelines, Even though the guidelines are made available for all to see, learning how to edit a Wikipedia page or create one can be a very difficult task, especially for a novice. It is a time consuming process, and if not done right you run the risk of having your post removed or flagged. Thus, in order to reap the benefits of a Wikipedia page, you should really invest in professional editors to help create a Wiki page for you.

Get Your Wiki is a great source of knowledgeable and expert editors. They offer consolations on creating, editing, and upgrading your Wiki page. Furthermore, they offer monitoring services and translations services in order to help you get the most benefits out of your Wiki page.

How Does Jim Hunt Make Things Easier For Home Investors?

Jim Hunt is someone who is committed to helping people with home investors with his books that are published at VTA Publications. There are a lot of things that people can do when they are trying to invest at home, and they can read up on things that Mr. Hunt has said that will help people make money. There are plenty of people who can make money at home without being brokers, and then can do it just by reading.

VTA Publications prints a lot of things that are helpful for people in their jobs or in their investments. They can manage their money based on things that they have learned in what they read, and they can even get a lot better at their jobs. Productivity is a very big deal for some people, and it is going to help them make sure that they have a path that makes sense.

The best thing that people can do is to make sure that they are going to start reading and really follow the system that Jim Hunt has created. Mr. Hunt knows that the average investor is not going to want to pick out the things they invest in, and they are going to be concerned that they are doing the wrong things. They can just follow the plans that are in the book, and then they get to have a much better outlook on their money as a result.

There are a lot of people who are going to be able to learn at VTA Publications from the things that they see, and it is going to be much easier for people to get the things that they need without any real problem.